Although getting better loan terms is the main incentive and reason people choose to refinance, you should know that individual circumstances are more important than changing the terms or rates. 

It would be best to base your decision on your circumstances, which is essential to remember. Everything depends on your preferences, but mortgage rates should not be the essential factor for deciding. After checking here, you can learn how to refinance a commercial mortgage with ease. 

Instead, you should stay with us to learn more about essential considerations you should learn before you make up your mind. 

  1. Home Equity

The initial information you should review and understand is your current home equity. Therefore, if your household is worth less than it was before you got the initial mortgage, you have reached a point of negative equity. As a result, you should avoid refinancing because it does not come with …

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Giant Biogene Holding, a China skincare products supplier that listed at the Hong Kong Stock Exchange on Nov. 4, has raised the equivalent of $10 million though the sale of 3.39 million over-allotment shares at HK$24.30, or approximately $3.11, each, the company said in a filing on Sunday.

The sale added to the HK$495.8 million Giant raised ahead of the start of public trading. Giant lost 7% and traded at HK$25 at Hong Kong Stock Exchange as of noon today, valuing the stake held by Giant co-founder and executive director Fan Daidi at the equivalent of $2 billion.

Fan, 56, is also the chief scientific officer and dean of the Institute of Biomedical Research of Northwest University in Xi’an. She holds a minority stake in Xi’an Triangle

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My weekend blog post routine includes posting links to a handful of tools or great content I ran across during the week.

  • Vadoo – is a video hosting platform that helps brands and creators to engage and grow their audiences by uploading, recording, and sharing videos with just one click.
  • Universe – is an immersive EdTech solution where educators and students can simulate a real classroom experience online. They can debate ideas freely with a 3D audio feature, maintain high attention levels with breakout rooms and custom-made quizzes, and drive engagement by rewarding students with points.
  • Plask – is an AI tool that transforms videos of people into animated online characters in seconds. Just record yourself, drop the video into the platform and make the final edits to your animation. 

These are my weekend favs; I would love to hear about some of yours – Tweet me @ducttape

If you

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Ever since the draw for the 2022 World Cup placed England and the United States in the same group, the respective head coaches, Gareth Southgate and Gregg Berhalter, have revealed a mutual respect and working relationship.

Though this won’t end when the two teams meet on the Friday after thanksgiving, on the pitch, between the players, it is likely to be a much less amiable affair than it might be on the touchline between the coaches.

There are players on both sides who won’t have time for niceties

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Marketing Podcast with Debbie Howard

Debby Howard, a guest on the Duct Tape Marketing PodcastIn this episode of the Duct Tape Marketing Podcast, I interview Debbie Howard. Debbie is the co-founder and CEO of Senior Living SMART, a full-service marketing agency focused exclusively on the senior housing and care industry. Debbie is also a proud member of the DTM network for the last 3 years.

Key Takeaway:

A major challenge many businesses face is trying to find ways to differentiate and scale. And in order to do that, it starts with having a proven process and systems that works. In this episode, Debbie Howard shares how licensing the Duct Tape Marketing system gave her business the runway and framework to grow, scale, and thrive in her industry.

Questions I ask Debbie Howard:

  • [1:31] How did you get to where you are now?
  • [3:36] As anybody with aging parents will probably tell you certainly, senior living is a really emotional
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